Flood Insurance
Flood damage can strike properties anywhere, making flood insurance a crucial consideration for Pennsylvania, New Jersey, Delaware and Maryland residents. While you can’t control the weather, there are steps you can take to protect your possessions in the event of flooding. At Hordis Family Agency, we offer comprehensive flood insurance coverage for Pennsylvania, New Jersey, Delaware and Maryland residents.
Understanding Flood Insurance
Flood insurance provides coverage for a range of expenses and damages caused by floods. It typically includes two main components: coverage for the structure (dwelling) and coverage for personal belongings (contents). There are several coverage options, and the best way to understand which plan works best for you is to consult with an insurance agent at Hordis Family Agency.
Why Should I Consider Flood Insurance?
Floods are unpredictable and no property is immune to their potential damage. Even if your home or business is not located in a designated flood plain, floods can still occur, and purchasing flood insurance provides financial protection against such unforeseen events. According to federal law, mortgage lenders require homeowners to obtain flood insurance.
Coverage for Renters vs. Homeowners
If you rent your home, you can still purchase flood insurance. While your liability is slightly different from what it would be if you owned the property, it may be worth discussing with one of our agents.
At Hordis Family Agency, we understand how crucial it is to have coverage that protects you financially in an emergency. Our licensed insurance agents can assist you in getting the necessary coverage for your property, whether it’s a dwelling, rental property, or condominium. Tenants can also purchase flood insurance to protect their personal belongings. If you would like to receive a flood insurance quote, call Hordis Family Agency today at (610) 484-5557. We serve all residents of Pennsylvania, New Jersey, Delaware and Maryland.