Renters Insurance
Whether you are searching for renters’ insurance for your home, condo, or apartment, Hordis Family Agency in Pennsylvania can assist. We offer competitive coverages to keep your personal items protected. Renters’ insurance protects you from storms, fire, theft and more. We offer multiple companies to our customers in order to find the coverage that best suits their needs. We serve all residents of Pennsylvania, New Jersey, Delaware and Maryland.
Renters Insurance Requirements
Pennsylvania doesn’t require renters to obtain insurance. However, landlords may require leasing tenants to purchase a renters’ insurance policy as a part of their lease agreement.
Renters Insurance Coverage
Here’s what renters’ insurance covers:
- Personal property: If any of your personal belongings, including your electronics, clothing, furniture, or other items, become damaged or stolen, this will cover the costs to repair or replace them.
- Personal liability: If you are held liable for another person’s injury or if you cause damage to another person’s property, this will protect you financially.
- Loss of use: If you are temporarily unable to live in your rental unit following a covered loss, this will cover your living expenses, including hotel stays and meals.
- Medical payments: If a visitor is injured while on your property, this will cover their medical expenses.
- Valuable items: This covers specific items, including arts and collectibles, jewelry, and more, if they become stolen or damaged.
- Personal injury: This covers your legal fees if you are found responsible for defamation or slander.
- Water back-up: This covers damages if water backs up from drains or sewers. It will also pay for water removal costs.