Motorcycle insurance covers the following:

• Bodily Injury: If you are responsible for a bike accident, bodily injury liability coverage pays for the medical costs of the people who are injured (not including yourself).
• Property Damage: It helps pay to repair damage you cause to another person’s vehicle or property.
• Uninsured Motorists Liability: Uninsured motorist insurance protects you if you’re in an accident with an at-fault driver who doesn’t carry liability insurance.
• Underinsured Motorists Liability: coverage steps in when you’re in an accident with an at-fault driver whose liability limits are too low to cover the medical expenses of any injured people.
• Comprehensive: This protects you against damages to your bike that do not result from a collision. For example, if your car is damaged by weather, theft, or animals, this will help you repair or replace your bike.
• Collision: This can help cover the expenses of repairing or replacing your bike if you are involved in an accident with another motorist.
• Roadside Assistance: If your bike runs out of gas, gets a flat tire, or breaks down, this will cover towing expenses and other roadside assistance costs.
• Rental Reimbursement: Rental reimbursement coverage helps you pay for transportation expenses, such as a rental bike or public transportation fare, while your own vehicle is being repaired after a covered insurance claim. It does not apply if your vehicle needs routine maintenance work or if you need to rent a bike on vacation.