Condo Insurance
Condo insurance is a crucial safeguard for condominium owners in Pennsylvania. This comprehensive coverage protects your investment from potential risks such as fire, theft, accidents, and temporary displacement. While homeowners associations (HOAs) may provide insurance coverage, they may not provide adequate protection.
Coverage for Personal Property
Condo insurance helps protect your personal property from theft or property damage caused by covered incidents, such as fire or water damage. Your condo insurance policy covers items such as clothing, furniture, electronics, kitchenware, jewelry, and more. The coverage extends to the specified policy limits, providing peace of mind.
Liability Protection
Accidents can happen anywhere, including within your condominium. Condo insurance offers liability coverage, protecting you from accidental injuries or property damage to others. Whether it’s your pet biting a neighbor, or a mishap caused by your child, condo insurance can help cover the associated costs. Additionally, it provides coverage for medical payments in case of minor injuries within your condo premises.
The Importance of Individual Coverage
While HOAs may offer insurance coverage, having your own condo insurance policy is recommended. This ensures you have personalized and comprehensive protection tailored to your needs.
Quotes
If you would like to receive a condo insurance quote, call Hordis Family Agency today at (610) 484-5557. We serve all residents of Pennsylvania, New Jersey, Delaware and Maryland.