Home Insurance
Homeowners insurance is crucial to protecting your property and belongings. Our agents at Hordis Family Agency will walk you through home insurance essentials, ensuring you are able to make the right buying decisions.
What is Homeowners Insurance?
Homeowners insurance ensures financial protection in case of damage to your home or possessions and liability coverage if someone gets hurt on your property. Understanding the terms and conditions outlined in your policy is crucial, so keep it secure and consult with one of our agents for further explanation.
Do I Need Homeowners Insurance?
Although homeowners’ insurance is not mandatory in Pennsylvania, most banks and lenders require coverage matching your mortgage amount. Even if it’s not compulsory, it’s highly recommended to have a homeowners insurance policy. Shop around to compare coverage and prices to find the best fit for your needs. Homeowners insurance protects your property and belongings and shields you from lawsuits in case of injuries on your premises.
How Much Coverage Do I Need?
Your coverage limits determine the maximum amount your insurance company will pay. These limits depend on your individual needs and any restrictions your insurer sets. Consider higher limits for increased protection, which may cost additional.
Optional Add-Ons
You may be eligible for several add-ons to enhance your policy’s protection. Your home may be vulnerable to elements such as severe storms, or you may require multiple types of coverage for your home. These add-on options include enhanced water coverage, flood insurance, umbrella liability coverage, equipment breakdown protection, and more.
Contact Hordis Family Agency to Learn More
Navigating the landscape of home insurance can be overwhelming. With so many options, it can be challenging to determine which plan would best suit your needs. Hordis Family Agency, we will guide you through the entire process to ensure that your home is protected.